Sharia-Compliant Microfinance

Fostering Financial Inclusion in Somalia

RAAS Microfinance Institution delivers Sharia-compliant financial products to empower entrepreneurs, women, and youth across Somalia building resilient livelihoods and sustainable futures.

14,000+
Clients Served
$12.70M
Total Disbursed
76%
Women Clients
62%
Youth Clients
14,000+
Clients Served
$12.70M
Total Disbursed
76%
Women Clients
62%
Youth Clients

Financial Products Designed For You

Sharia-compliant microfinance tailored for entrepreneurs, women, and communities across Somalia.

Loan Products

Hooyo Product

Empowering mothers and women entrepreneurs with accessible microloans.

Women-Focused

Rajo Product

Hope-driven financing for aspiring entrepreneurs to grow small businesses.

New Entrepreneurs

Aaran Product

Modernizing livestock and crop production through ethical asset-based financing tools.

Agribusiness

Kaaftoon Product

Supporting retail and wholesale merchants with inventory and supply chain financing.

Trade & Commerce

Badmaal Product

Capital for the coastal economy, supporting sustainable fishing and marine services.

Blue Economy

Kobciye Product

Strategic expansion financing for established firms looking to scale operations.

Growth Plus
RAAS MFI Leadership Team

A Trusted Microfinance Partner in Somalia

RAAS Microfinance Institution is a Somali provider of Sharia-compliant financing, focused on expanding responsible financial access for underserved communities and businesses.

Through our branch and agency network, we have served over 14,000 clients. Women represent 76% of the reported client base.

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Committed to Integrity and Growth

RAAS Microfinance Institution provides Sharia-compliant financing with a focus on clear service, responsible assessment, and stronger livelihoods. RAAS MFI is listed by the Central Bank of Somalia as a licensed microfinance institution.

Licensed by the Central Bank of Somalia

RAAS MFI appears on the Central Bank of Somalia list of licensed microfinance institutions.

Over 14,000 Clients

Our reported client reach is managed from the Website Settings dashboard so the same figure appears consistently across every public page.

National Footprint

With 12 branches, including the head office, and 7 agencies strategically located across Somalia, our network brings microfinance to your doorstep.

RAAS MFI Compliance Certificate

Locate Our Branches & Agencies

RAAS MFI has a widespread presence across Somalia. Explore the interactive map to view coordinates, phone numbers, and operational details for our branches and agencies.

Zoom and drag the map to locate your closest service point.

Click branch and agency markers to view address, business hours, and phone numbers.

Client Portfolio Overview

14,000+
Client Reach
4,319
Active Clients
$3.20M
Outstanding Portfolio
$12.70M
Total Disbursement

Working With Trusted Organizations

USAID
UNCDF
Save the Children
DT Global
AECF
Gargaara
KCG
Somali Microfinance Association (SOMMA)
WAAYEEL Consulting Ltd
KFW
RISOLTO Consulting
World Vision
Ministry Of Interior - Puntland
Ministry Of Interior - South-West

Real progress, told by our clients

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Latest from RAAS MFI

Updates, announcements, and institutional activities from across our network.

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Ready to Get Started?

Whether you're an entrepreneur, a community organization, or an investor - we'd love to hear from you.