Fostering Financial Inclusion in Somalia

Empowering Communities Through Financial Solutions

RAAS Microfinance Institution delivers Sharia-compliant financial products to empower entrepreneurs, women, and youth across Somalia — building resilient livelihoods and sustainable futures.

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Women Clients
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Youth Clients

Financial Products Designed For You

Sharia-compliant microfinance tailored for entrepreneurs, women, and communities across Somalia.

Hooyo Product

Empowering mothers and women entrepreneurs with accessible microloans.

Women-Focused

Rajo Product

Hope-driven financing for aspiring entrepreneurs to grow small businesses.

New Entrepreneurs

Aaran Product

Modernizing livestock and crop production through ethical asset-based financing tools.

Agribusiness

Kaaftoon Product

Supporting retail and wholesale merchants with inventory and supply chain financing.

Trade & Commerce

Badmaal Product

Capital for the coastal economy, supporting sustainable fishing and marine services.

Blue Economy

Kobciye Product

Strategic expansion financing for established firms looking to scale operations.

Growth Plus
RAAS MFI Leadership Team

A Trusted Microfinance Partner in Somalia

RAAS Microfinance Institution is a leading Sharia-compliant microfinance provider, dedicated to empowering underserved communities through accessible financial services.

With branches across Mogadishu, Bossaso, Baidoa, Kismayo, Galkayo, and Burtinle, we serve over 14,000 clients — 76% women — with a default rate below 3%.

Read Our Story

Client Portfolio Overview

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Outstanding Portfolio
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Total Disbursement

Transforming Lives, One Loan at a Time

With the Hooyo loan, I expanded my small shop and now employ two other women. My family's income has tripled.

Amina Hassan
Small Business Owner, Mogadishu

The Rajo product gave me capital to start my fishing equipment business. Now I supply boats across the coast.

Mohamed Ali
Fishery Entrepreneur, Bossaso

Through group financing, we started a dairy cooperative. RAAS MFI believed in us when no one else would.

Fatima Yusuf
Co-op Leader, Baidoa

Trusted By Leading Organizations

USAID
UNCDF
WFP
Save the Children
DT Global
KFW
AECF
Gargaara
MoCI Somalia

Investment & Growth Partners

CDC
EIB
Sida
Silatech
UNICEF
WFP

Ready to Get Started?

Whether you're an entrepreneur, a community organization, or an investor — we'd love to hear from you.